Deposits
Deposits - Dnyandeep Co-operative Credit Society Ltd.
Dnyandeep endows its customers with a wide array of short term as well as long term deposit schemes with an attractive interest rate of 11%. To cater the urban and rural areas with micro finance, the institution instigated the Daily Deposit Scheme which is executed through 'Bank at your Doorstep' concept with a strong team of 825 marketing representatives all over Maharashtra who are efficiently catering to this field work with a collection of Rs. 2 Crores on a daily basis.
The current deposit schemes offered are as follows:
( Interest Table ) |
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| Sr. | Type | Period | Normal | Senior Citizen / Widow / Handicapped |
|
|---|---|---|---|---|---|
| 1 | Fixed Deposit | 12 Months To 24 Months | 8.50% | 9.00% | |
| 25 Months To 36 Months | 9.00% | 9.50% | |||
| 37 Months To 60 Months | 8.50% | 9.00% | |||
| 2 | Monthly Interest Deposit | 12 Months To 24 Months | 8.50% | 9.00% | |
| 25 Months To 36 Months | 9.00% | 9.50% | |||
| 37 Months To 60 Months | 8.50% | 9.00% | |||
| 3 | Quarterly Interest Deposit | 12 Months To 24 Months | 8.50% | 9.00% | |
| 25 Months To 36 Months | 9.00% | 9.50% | |||
| 37 Months To 60 Months | 8.50% | 9.00% | |||
| 4 | Short Term Deposit | 30 Days To 90 Days | 7.00% | 7.00% | |
| 91 Days To 180 Days | 7.50% | 7.50% | |||
| 181 Days To 364 Days | 8.00% | 8.00% | |||
| 5 | Daily Deposit | 6 Months Complete | 2.00% | 2.00% | |
| 12 Months and above | 5.00% | 5.00% | |||
| 6 | Super Saving Deposit | 6.00% | 6.00% | ||
| 7 | Saving Deposit | 4.00% | 4.00% | ||
| 8 | Recurring Deposit | 12 Months | 8.00% | 8.00% | |
| 24 Months | 9.00% | 9.00% | |||
| 36 Months | 9.00% | 9.00% | |||
( Special Deposit Schemes ) |
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| 9 | Abhinav Cash Certificate | 12 Months | 8.00% | 8.00% | |
| 10 | Dnyansamruddhi Deposit | 15 Months | 9.00% | 9.50% | |
| 11 | Dnyananand Deposit | 18 Months | 9.00% | 9.50% | |
| 12 | Dnyanlaxmi Deposit | 60 Months | 8.50% | 9.00% | |
| 13 | Dnyanutsav Deposit | 21 Months | 9.00% | 9.50% | |
| 14 | Vasant Rutu Deposit | 181 Days | 8.60% | 8.60% | |
| 15 | Deeplaxmi Deposit | 555 Days | 10.00% | 10.00% | |
| 16 | Dnyanvarsharambh Deposit | 400 Days | 9.25% | 9.25% | |
| 17 | Dnyansankalp Deposit | 100 Days | 8.50% | 8.50% | |
| 18 | Dnyanshree Deposit | 333 Days | 8.75% | 8.75% | |
| 19 | Dnyanarth Deposit | 11 Months | 9.50 % | 9.50% | 20 | Double Benefit Deposit | Double Benefit In 90 Months |
| 21 | Lakhpati Deposit | Period | |||
| Maturity Amount | 24 Months | 36 Months | 48 Months | 60 Months | |
| 1 Lac | 3850 | 2440 | 1730 | 1320 | |